Residency pathway · Indonesia

Move to Indonesia.
A 5-year Golden Visa.
Know the tax before you land.

Indonesia now issues sponsor-free five-year permits for a US$130,000 bank deposit, and one-year permits for remote workers and retirees — but it taxes residents on worldwide income at rates up to 35%. MoveToIndonesia walks you through the actual visa indexes on the official e-Visa system, the published thresholds and fees, and the tax rules in the Income Tax Law — so you arrive with a plan, not a Bali forum rumour.

Official thresholds / Vetted local lawyers / Exit Global review
Your residency file, organisedExample
My residency file🔒
🌍 Home country🇮🇩 Indonesia

One destination. One organised file.

Every document the authority will ask for, in order.
Example checklist3 of 4 added
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Passport + photosValidity checked against the rule
📜
Police clearance, apostilledFrom every country of recent residence
🏦
Proof of funds / incomeMatched to the category threshold
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Health coverAdd it when available
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Know what you have. See what's next.Less guesswork. Fewer rejected files.
At a glance

Indonesia in four numbers

Figures are quoted from the official pages linked on each card. Checked 8 September 2026.

Tax system
Worldwide

Residents are taxed on income from Indonesia and abroad, at 5% to 35%; a 4-year Indonesia-source-only regime exists for foreigners with listed expertise.

Official source ↗
Tax residency
> 183 days / 12 months

Or living in Indonesia, or being present with the intention to reside — the Income Tax Law's three tests.

Official source ↗
Time to first permit
4–5 working days

Visa decision after payment; the limited-stay permit (ITAS) issues automatically when you clear immigration on arrival.

Official source ↗
Citizenship
5 years

Naturalisation after 5 consecutive years (or 10 non-consecutive) of residence; Indonesia does not permit adult dual nationality.

Official source ↗
Why people choose Indonesia

The honest case.
And who it isn't for.

No destination is right for everyone. These are the reasons people actually choose Indonesia — and the situations where we would tell you to look elsewhere.

Long permits without a sponsor

The E33 Second Home visa gives a five-year limited-stay permit, extendable to ten years in total, on a US$130,000 deposit at a state-owned bank — no local company or individual sponsor required. Over-55s qualify with a US$50,000 deposit plus US$3,000 a month of income.

Cost of living and lifestyle

Bali, Lombok, Yogyakarta and Jakarta offer very different lives at a fraction of Western European or North American costs. A one-year remote-worker permit (E33G) exists specifically for people employed by companies outside Indonesia.

A real economy, not just a beach

Indonesia is the largest economy in South-East Asia. Investor visas (E28A, E28B, E28C) let you found or fund a company, sit on its board, and bring your family, with the option of five- and ten-year stays for larger tickets.

Probably not the right fit if…
  • People expecting a territorial or zero-tax system — once resident, Indonesia taxes your worldwide income at up to 35%, unless you qualify for the time-limited foreign-expertise regime.
  • Anyone who wants to earn from Indonesian clients or employers on a Second Home or remote-worker permit — local paid work needs a work-based visa and, in many cases, a sponsor.
  • Those unwilling to hold funds in an Indonesian state-owned bank for the life of the permit — the Golden Visa deposit must be maintained while the ITAS is valid.
An independent preparation tool. Not a government body. Residency is granted only by the Directorate General of Immigration (Ditjen Imigrasi). Private beta.
01 / The routes that exist

The residency pathways

These are the visa indexes that actually exist on Ditjen Imigrasi's e-Visa system today. Figures are the official thresholds and PNBP fees, in the currency the authority quotes.

Second Home / Golden Visa (E33)

Financially independent people of any age who want a long, sponsor-free stay.

  • Within 90 days of entry, either hold US$130,000 (or equivalent) in an account in your own name at an Indonesian state-owned bank, or own an apartment/flat in Indonesia worth at least US$1,000,000
  • Personal bank statement showing at least US$2,000 (or equivalent) over the last 3 months, passport valid 6+ months, CV, itinerary, recent photo
  • The deposit or property value must be maintained for as long as the permit is valid, and compliance must be reported to the issuing immigration office within 90 days of entry
  • No sponsor needed; you apply yourself at evisa.imigrasi.go.id. Family may join under the immigration rules; work or study is possible by registering a dual activity with the immigration office
  • Government fee (PNBP): Rp13,000,000 for the 5-year permit, including the re-entry permit
Timeline / validity: Visa decision in 4 working days after payment; first ITAS up to 5 years, extendable to a total of 10 years
Official source ↗

Retirement / Silver Hair visa (E33E and E33F)

Retirees aged 55 or over with pension or investment income.

  • E33E (5 years, no sponsor): aged 55+; commit to deposit at least US$50,000 in your own account at a state-owned bank within 90 days of entry; proof of income or benefits of at least US$3,000 per month; PNBP Rp13,000,000
  • E33F (1 year, sponsor required): proof of income or benefits of at least US$3,000 per month; a guarantor letter from an Indonesian sponsor; PNBP Rp7,000,000
  • Both: passport valid 6+ months, bank statement of at least US$2,000 over the last 3 months, CV, itinerary, photo
  • Prohibited from paid work for Indonesian payers or selling goods and services; the E33E permit can be extended up to 10 years in total
Timeline / validity: 5 working days after payment; ITAS issued on arrival for 5 years (E33E) or 1 year (E33F), extendable online
Official source ↗

Remote Worker visa (E33G)

Employees of a foreign company who want to work from Indonesia for their overseas employer.

  • Employment agreement with a company established outside Indonesia
  • Bank account evidence of salary or income of at least US$60,000 per year
  • Bank statement for the last 3 months showing at least US$2,000 (or equivalent), passport valid 6+ months, CV, itinerary, photo
  • No sponsor needed. You may not sell goods or services in Indonesia or receive wages from Indonesian individuals or companies
  • Government fee (PNBP): Rp7,000,000 for 1 year (visa Rp500,000 + verification Rp2,000,000 + ITAS Rp3,000,000 + re-entry permit Rp1,500,000)
Timeline / validity: 5 working days after payment; 1-year ITAS, extendable online and convertible to another permit
Official source ↗

Investor KITAS (E28A)

Shareholders of an Indonesian company (PT PMA) who want to live in Indonesia and sit on its board.

  • Shareholding of at least Rp10,000,000,000 (or equivalent) in the sponsoring company, which must be registered with the Ministry of Investment/BKPM — below that, and if you hold a director or commissioner post, you must apply for a work visa instead
  • Ministry decree approving the company's establishment and the company's current-account statements for the last 2 months
  • Sponsor (the company) required; bank statement of at least US$2,000 over the last 3 months, passport valid 6+ months, CV, itinerary
  • You may act as director or commissioner and oversee production; family may accompany you; local employment outside the investor role is not covered
  • PNBP: Rp7,000,000 for 1 year or Rp9,500,000 for 2 years
Timeline / validity: 5 working days after payment; ITAS for 1 or 2 years, extendable by the sponsor online
Official source ↗

Golden Visa for investors (E28C / E28B)

Individuals who want a 5- or 10-year permit by buying Indonesian securities, property, or founding a company.

  • E28C (portfolio): at least US$350,000 in Indonesian government bonds, listed shares or listed mutual funds for a 5-year permit; at least US$700,000 in those instruments — or an apartment worth at least US$1,000,000 — for 10 years
  • E28B (company founder): commit to found an Indonesian company with paid-up capital or investment of at least US$2,500,000 for a 5-year permit, fulfilled within 90 days of entry; audited evidence of your shareholding and turnover in a company outside Indonesia
  • No sponsor needed for E28C; you may receive returns on the investment and bring your family
  • PNBP: Rp13,000,000 (5 years) or Rp19,500,000 (10 years)
Timeline / validity: 5 working days after payment; ITAS of 5 or 10 years, extendable and convertible
Official source ↗
The $497 residency-file review

Build the file once.
Pay a lawyer to file — not to chase paper.

You gather the documents; we check the file against the current Ditjen Imigrasi requirements for your visa index, model your tax position under the Income Tax Law, and hand you to a vetted Indonesian immigration agent or lawyer for filing on evisa.imigrasi.go.id.

$497one-time, per applicant file
Start the process →
What the $497 covers.

A category check against the current official requirements, a document-by-document review of your file, and a warm handover to a vetted local lawyer or licensed agent who files it. Their fees and government fees are separate and quoted up front.

Your information is sensitive. We treat it that way.

Documents are stored privately when you explicitly save them. We use restricted access and do not sell or share your information.

Your tax position once resident

Worldwide taxation, a 183-day test, and one time-limited exception.

Indonesia's Income Tax Law (UU 7/1983 as amended, most recently by the Harmonisation of Tax Regulations Law, UU 7/2021) treats you as a resident taxpayer if you live in Indonesia, are present for more than 183 days in any 12-month period, or are present in a tax year with the intention of residing. Resident individuals are taxed on income from Indonesia and abroad at progressive rates. Non-residents pay a flat 20% withholding on Indonesian-source income only.

Official source ↗
  • Progressive rates on worldwide income — 5% on taxable income up to Rp60,000,000; 15% to Rp250,000,000; 25% to Rp500,000,000; 30% to Rp5,000,000,000; 35% above that. The basic personal allowance (PTKP) is Rp54,000,000 a year, plus Rp4,500,000 for a spouse and each dependant.
  • Four-year Indonesia-source-only regime for foreigners — a foreign national who becomes a resident taxpayer and has specific expertise listed in the implementing regulations is taxed only on Indonesian-source income for 4 tax years from becoming resident (Art. 4(1A)). Outside that list, your foreign salary, dividends, interest, rent, pensions and gains are all in scope.
  • Final taxes on certain investment income — deposit interest, bond interest, listed-share transactions, land and building transfers and several other categories are taxed at final rates under Art. 4(2) rather than the progressive scale.
  • Crypto — trades on Indonesian-registered exchanges are subject to a final income tax and VAT withheld by the exchange under a Finance Ministry regulation (PMK 68/2022, as amended); crypto gains realised abroad fall into a resident's worldwide income.
  • No net-wealth tax; inheritance excluded — inheritances are expressly outside the income-tax object (Art. 4(3)(b)), and Indonesia has no separate wealth or estate tax; property transfers attract the land-and-building acquisition duty (BPHTB) and annual land-and-building tax (PBB).
  • Registration and proof of residency — residents register for an NPWP tax number through the DJP Coretax system and file an annual return (SPT) by 31 March; the DJP issues a certificate of domicile (SKD) for treaty purposes, which is the document your old country will want to see.

Residency here is only half the move. Your old country has to agree you left.

Find your Exit site →

Exit Global's review is an advisory opinion, not a determination by any tax authority.

02 / Step by step

From decision to permit in hand

The order matters: apostilles and police certificates expire, and most authorities want everything dated within a few months of filing.

01

Choose the visa index

Match capital, age, employment and family situation to E33, E33E/F, E33G or the investor indexes; decide whether you will be tax-resident and whether the four-year foreign-expertise regime can apply. We flag the traps — including the deposit-maintenance rule.

02

Assemble the file

Passport with at least 6 months' validity, three months of bank statements showing at least US$2,000, CV, itinerary, a recent photo and — depending on the index — an overseas employment contract, income proof of US$3,000 a month, or company documents. Foreign-language documents are translated into Indonesian or English.

03

Apply online

Create an account at evisa.imigrasi.go.id (the sponsor's account, where one is required), upload the file, pay the PNBP by billing code at a designated bank. Decisions typically take 4–5 working days; fees are non-refundable if refused.

04

Enter within 90 days and meet the commitment

The visa is valid 90 days from issue. Your ITAS and multiple re-entry permit issue automatically at the immigration checkpoint. Golden Visa holders then have 90 days from entry to place the deposit or complete the property purchase and report it to the issuing immigration office.

05

Register locally

Report to the local immigration office and civil registry for your residence, get an NPWP through Coretax, open the Indonesian bank account (the deposit must sit at a state-owned bank), and set up BPJS or private health cover.

06

Extend, convert, and close the loop at home

Extensions are lodged online before expiry; holders of investor, family and Second Home permits can apply to convert an ITAS into a permanent stay permit (ITAP, 5 years then unlimited). Then finish your old-country exit file — see the Exit sites.

03 / Living there

Living there: the practical facts

The things people ask us after the paperwork: money, health, language and a roof.

Banking

A resident account normally needs your ITAS/KITAS and NPWP; the Second Home and retirement deposits must be held at a state-owned bank (Mandiri, BNI, BRI, BTN) in your own name and reported to immigration within 90 days of entry. Expect source-of-funds questions on large inbound transfers.

Healthcare

Indonesia's national scheme (BPJS Kesehatan) covers people employed in Indonesia; most Second Home, retirement and remote-worker residents rely on private international cover, with Jakarta and Bali private hospitals for routine care and Singapore or Kuala Lumpur for complex treatment.

Language

Bahasa Indonesia is the language of every official process, including the e-Visa portal's underlying documents and the tax office; English is workable in Bali, Jakarta business districts and international schools, and is required for naturalisation only in the sense that you must also speak Indonesian.

Property

Freehold (Hak Milik) is reserved for Indonesian citizens. Foreign residents can hold right-of-use (Hak Pakai) title or strata apartments, subject to minimum-price rules set by the land ministry; the US$1,000,000 apartment route for the Golden Visa uses the apartment form. Long leases are common in Bali — have the title checked.

Good questions. Clear answers.

Before you
get started.

Answers reflect the official rules as checked on 8 September 2026.

Do I have to live in Indonesia full-time?

No. The Second Home, retirement, remote-worker and investor permits all come with a multiple re-entry permit, so you can travel freely while the ITAS is valid. What you must maintain is the underlying condition — the deposit or property for Golden Visa holders, the overseas employment for E33G — and you must report deposit compliance within 90 days of your first entry. Note that if you spend fewer than 183 days a year in Indonesia and keep your home elsewhere, you may not become Indonesian tax-resident at all, which matters for your old country's exit file.

How is Indonesian tax residency triggered?

Under Article 2(3) of the Income Tax Law you are a resident taxpayer if you live in Indonesia, are present for more than 183 days in any 12-month period, or are present in a tax year and intend to reside. Once resident you are taxed on worldwide income at 5% to 35%. Foreign nationals with expertise listed in the implementing regulations can elect to be taxed only on Indonesian-source income for their first 4 tax years.

Can my family come?

Yes. The E33, E33E, E28A and E28C pages all state you may bring your family under the immigration rules; spouses, children and parents of a Second Home holder apply for their own family-linked stay permit (fee Rp7,000,000 for up to 5 years), using your visa or permit plus birth or marriage certificates translated into Indonesian or English.

Is there a path to citizenship or a second passport?

There is, but it is slow and exclusive. The Citizenship Law (UU 12/2006, Art. 9) requires you to be 18 or married, to have lived in Indonesia for at least 5 consecutive years or 10 non-consecutive years, to speak Indonesian, to have a job or fixed income, and to not end up with dual nationality — Indonesia does not allow adults to hold two passports. Most foreign residents stop at the permanent stay permit (ITAP), which is granted for 5 years and then extended for an unlimited period with a report every 5 years.

What are the government fees?

The published PNBP fees are Rp13,000,000 for a 5-year Second Home, retirement (E33E) or E28C permit (visa Rp500,000, verification Rp2,000,000, ITAS Rp7,000,000, re-entry permit Rp3,500,000); Rp19,500,000 for a 10-year investor permit; Rp7,000,000 for a 1-year E33G or E33F permit; and Rp7,000,000 or Rp9,500,000 for a 1- or 2-year investor KITAS (E28A). An ITAP costs Rp5,000,000 per application. Fees are paid by billing code and are not refunded if the application is refused.

Do I need a lawyer or agent?

Not by law — the Second Home, retirement E33E, remote-worker and E28C applications are lodged by you on evisa.imigrasi.go.id without a sponsor. In practice most applicants use a licensed Indonesian immigration agent for document formatting, the deposit-reporting step and extensions, and a lawyer for any company or property structure. Exit Global is independent, not a government body; residency is granted only by Ditjen Imigrasi. We review the file and connect you to vetted local professionals.

Can I keep working remotely for a foreign employer?

Yes — that is exactly what the E33G Remote Worker visa is for: an employment agreement with a company established outside Indonesia and income of at least US$60,000 a year. Second Home and retirement holders may also carry out work by registering a dual activity with the immigration office. What none of these permits allow is selling goods or services in Indonesia or being paid by an Indonesian person or company. Remember that once tax-resident, that foreign salary is taxable in Indonesia unless the four-year expertise regime applies.

What about my old country's tax residency?

Getting residency here does not end tax residency where you came from. Indonesia's day count and your certificate of domicile help, but the exit is a separate file. Use the relevant Exit site — see exitglobal.app.

The next chapter starts with a plan

Arrive in Indonesia with a file
the authority will accept.

Start my residency file — $497 →

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